payneaiadvisory.com — Last updated: June 2026
Last Updated: June 2026
This Subscription Agreement supplements our Terms of Service and governs the purchase of paid membership plans on payneaiadvisory.com.
Subscriptions are billed on a recurring monthly basis starting on your signup date. We accept major credit and debit cards via Stripe. By providing payment information, you authorize PAYNE AI Advisory to charge your payment method for all amounts due.
If a payment fails, we will retry up to 3 times over 7 days. Unresolved failures result in account downgrade to FREE with email notification.
All subscriptions automatically renew monthly unless cancelled before the renewal date. By subscribing, you authorize recurring charges without further action from you.
We may change subscription prices with at least 30 days' notice. Continued use after the effective date constitutes acceptance of the new price.
Upgrades take effect immediately with prorated billing. Downgrades take effect at the end of your current billing period — you retain access to your current tier until then.
Prices displayed exclude applicable sales taxes. Any required taxes will be added to your invoice.
See the Cancellation & Refunds tab for complete terms.